Loans

New Mexico Central Credit Union offers a variety of loans and options to suit all of our customers needs.

Signature and CreditLine Loans
Our Signature and CreditLine loans provide you with a rate much lower than most credit cards. There is no annual fee. After an initial advance, you can access funds in person, by telephone, or by mail. Rates begin at Call%.

New and Used Vehicle Loans
We offer competitive rates on our new and pre-owned vehicle loans. Shop at most dealerships throughout the Albuquerque metro area and Santa Fe. Request NMCCU financing from the dealer, and the paperwork is done right at the dealership. New vehicle loans start at Call%, and used vehicle loans start at Call%.

RV Loans
The credit union offers the option to finance a recreational vehicle. Our rates on these loans are very competitive with the industry standard. Rates from Call% - Call%.

Share Savings and Certificate of Deposit Loans
Rates from 3.00% above the earning rate.

Mortgages*
We offer highly competitive fixed and variable rates, with terms up to 30 years. Call for a quote today!

Home Equity Line of Credit
Home equity loans allow you to cash in on the equity in your home! We typically offer a 8% interest rate and the interest is tax deductible in most cases.

Home Improvement Loans
Want to add a bathroom to your house? Or maybe a new bedroom for the kids? We can help! Rates start at 14%, and with security (such as a car title), rates can be lowered. For large loans, a second mortgage may be required.

Debt Consolidation Loans
Rates start at 14%, and with security (such as a car title), rates can be lowered. For large loans, a second mortgage may be required.

For Information about our fees click here.

UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:

On the basis or race, color , national origin, religion, sex, marital status, or age, because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

National Credit Union Administration
Office of Examination and Insurance
Alexandria, VA 22314-3428
NCUA 1582 (Rev. 7/94/)

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